💛 Money & Maternity Toolkit (Guidebook + Budget Planner)

This toolkit has two parts designed to work hand-in-hand:
📖 The Money & Maternity Guidebook
A clear, no-fluff guide to navigating maternity pay, planning your finances and returning to work with confidence.
Inside you’ll find:
Plain-English breakdown of statutory & enhanced maternity pay.
Checklists for before, during and after leave.
Tips to manage costs without feeling deprived.
Longer-term planning (childcare, pensions, career impact).
Bonus smart money moves (wills, baby savings, insurance).

📊 The Excel Budget Planner
An interactive spreadsheet that takes away the confusion of weekly pay vs monthly expenses.
Here’s how it works:
Input your maternity leave dates and pay phases.
The planner automatically calculates your monthly income (so it lines up with bills + expenses).
Separate tables for shared expenses, Parent 1, and Parent 2 — so you can see the full family picture.
Return-to-work scenario planning tab → test different childcare costs and working hours against your future income.

Designed to be simple, flexible, and stress-free.
✨ Why You’ll Love It
✔ Stops the panic of not knowing how much you’ll get each month.
✔ Works whether you’re full-time, part-time or on enhanced pay.
✔ Helps you see exactly when your pay drops — and plan for it.
✔ Gives you peace of mind before, during, and after maternity leave.

📂 What You’ll Receive
Instant digital download of the Money & Maternity Guidebook (PDF)
Instant digital download of the Excel Budget Planner

🔔 Please Note
This is a digital product — no physical items will be shipped.
The Excel planner is designed for personal use and may require basic spreadsheet software (Excel or Google Sheets).
✨ Take the stress out of maternity money planning — grab your toolkit today and start your leave with clarity, not confusion.